Insurance for Wikimedia Belgium

Before 2023, as an association, we did not have a proper insurance. This meant that each individual board member was personally responsible, which was not at all acceptable.

We have requested an offer for an insurance for Wikimedia Belgium:

• Directors' and officers' liability
• Contractual liability
• Civil liability
• Legal assistance
• Accident insurance
• Internet fraude

We have already received 2 offers and are waiting for 2 others.

Next steps

• Then we will compare the contracts and propose the best offer, for our small non-profit organisation
• Then we will agree and sign a contract
• We need to add a budget item for this expense

Note: our non-profit organisation is quite special, in that we do not organise real physical activities (except meetings, writing sessions, or conferences). Therefore insurance companies have a problem of quantifying the risks.